Gerber Medicare Supplement Plans
Gerber Medicare Supplement plans are one of the most competitively-priced on the market currently, in most areas. They offer their plans in many states and offer the Federally-standardized plans at good rates. Just like all supplement plans, their plans can be used at any doctor/hospital that takes Medicare. This enrollment season, they have been a great alternative to many people faced with the terminations of their Advantage plans or wanting to get back to “original Medicare”.
Gerber Medicare Supplements – What Do They Plan Cover?
All Medicare Supplements provide the standardized Medigap coverage, including Gerber’s plans. There are several options to choose from (see below). To see a full chart that shows what all of the Medicare Supplement plans cover, go to: Medigap coverage chart. So, of these options, which ones does Gerber offer?
Gerber offers the Medigap Plan F, which is the most common and comprehensive Medigap plan. With this plan, there are no out of pocket co-pays, deductibles or coinsurance at the doctor or hospital.
They also offer Medigap Plan G. This plan does not cover the Medicare Part B deductible ($161/year for 2011); however, it has lower premiums and is, in many cases, a better value.
Who Are Gerber Medicare Supplements Best For?
Gerber Medicare Supplements are best for people in these certain situations:
People who want predictable out of pocket expenses that don’t change from year-to-year.
People who want “full” coverage at the doctor/hospital with little, or no, out of pocket expenses (Plan F)
People who are losing their Advantage plan coverage or leaving or losing employer group coverage. The changes in these two marketplaces in 2010 and 2011 has caused many people to be looking for Medicare Supplement insurance, and Gerber is a great option.
Gerber Medicare Supplements Sound Great, But What Is My Next Step?
You can sign up for a Medicare Supplement plan (any plan) any time of the year. There are no special enrollment periods – this only applies to Medicare Part D and Medicare Advantage plans. So, if Gerber Medicare supplement insurance is a fit for you, you can sign up at any time. We recommend getting a full rate quote comparison of plans available for your age and zip code (from Gerber and other companies), and as an independent agency, we can provide that information.
To get quotes on the plan or more information, go to Gerber Medicare supplement quotes or you can reach us by phone toll-free at 877.506.3378.
We look forward to helping you compare plans and serving your Medicare Supplement insurance comparison needs.