Mutual of Omaha Medicare Supplemental Plans
Mutual of Omaha Medicare Supplement plans are very competitively priced in nearly every state. They offer low rates from a name and reputation you can trust. Mutual of Omaha has been in business over 100 years and is highly rated by A.M. Best, the independent organization that rates the financial stability of insurance companies. Mutual of Omaha’s Medicare supplemental plans also go by the names of it’s subsidiary companies – United of Omaha and United World (depending on the state you are in).
Mutual of Omaha Medigap Quotes
Mutual of Omaha Medicare Supplemental Plans – What Do They Plan Cover?
With all Medicare Supplement plans, the standardized Medigap coverage is provided – this includes Mutual of Omaha’s plans. There are several options to choose from, among the standardized plans (see below). To see a full chart that shows what all of the Medicare Supplement plans cover, go to: Medigap coverage chart. In considering these options, it is important to understand the differences in the plans and look at that considering your unique health and financial situation. So, of these plans, which ones does Mutual of Omaha offer?
Mutual of Omaha offers the Medigap Plan F, which is the most comprehensive supplemental plan available. It is also the most common. With this plan, there are no out of pocket co-pays, deductibles or coinsurance at the doctor or hospital.
They also offer Medigap Plan G. This plan does not cover the Medicare Part B deductible (which is $162/year for 2011); that said, it does have lower premiums and is, in many cases, a better value.
Additionally, in most states, Mutual of Omaha offers the Medigap Plan N. Plan N is a new plan (as of June 1, 2010) and it has been a great option for those losing or leaving Medicare Advantage coverage or those who have been previously unable to acquire a supplemental plan. Plan N with Mutual of Omaha is a ‘guaranteed issue’ plan – this just means that there are no health questions asked on the application (with few exceptions).
Who Are Mutual of Omaha Medicare Supplemental Plans Best For?
Mutual of Omaha Medicare Supplements are best for people in these certain situations:
People who cannot qualify medically for other plans, based on having some pre-existing conditions, etc. – specifically, the Plan N.
People who want predictable out of pocket expenses that don’t change from year-to-year.
People who want total and “full” coverage with little, or no, out of pocket expenses (Plan F)
People who are losing their Advantage plan coverage or leaving or losing employer group coverage. The changes in these two marketplaces in 2010 and 2011 has caused many people to be looking for Medicare Supplement insurance, and Mutual of Omaha is a great option.
Mutual of Omaha Medicare Supplemental Plans Sound Great, But What Is My Next Step?
Contrary to popular belief, you can sign up for a Medicare Supplement plan (any plan) any time of the year – not only at the end of the year. There are no special enrollment periods – this only applies to Medicare Part D and Medicare Advantage plans. So, if a Mutual of Omaha Medicare supplement insurance plan is a fit for you, you can sign up at any time. We recommend getting a full rate quote comparison of plans available for your age and zip code (from Mutual of Omaha and other companies), and as an independent agency, we can provide that information.
To get quotes on the plan or more information, go to Mutual of Omaha Medicare supplement quotes or you can reach us by phone toll-free at 877.506.3378.
We look forward to helping you compare plans and serving your Medicare Supplement insurance comparison needs.